Mortgage Calculator

Estimate Your Monthly Payment

Adjust the numbers below to see how price, down payment, rate and term affect a monthly payment.

Home Purchase Price

Down Payment

Dollars

Percent

Interest Rate

Example only — not a quoted or current rate.

Loan Term

Annual Property Tax Rate

Annual Homeowners Insurance

Monthly HOA Dues (optional)

Monthly Mortgage Insurance (optional)

Enter an amount if your loan may require it.

Total Estimated Monthly Payment

$4,995

Loan amount $640,000 · 30-year term

Payment breakdown

Monthly Principal & Interest: $4,045.24
Monthly Property Taxes: $800.00
Monthly Homeowners Insurance: $150.00
Monthly Mortgage Insurance: $0.00
Monthly HOA Dues: $0.00
Total Estimated Monthly Payment: $4,995.24

Have questions about the numbers? I'm happy to help you work through them.

Ask Matt a Question Get Pre-Approved

This calculator is for informational purposes only. Payments are estimates and may not include all applicable costs. Actual rates, taxes, insurance, mortgage insurance, and loan terms will vary.